BanksBUTTE STATE BANK

BUTTE STATE BANK

BUTTE, NEMicroRSSD #1004256
Latest · 2025-12-31

BUTTE STATE BANK is an FDIC-insured commercial bank headquartered in BUTTE, NE. As of 2025-12-31, the bank reported total assets of $58M and total deposits of $48M. Profitability stands at 1.02% ROA and 10.34% ROE, with a net interest margin of 3.63%. CET1 capital ratio: 10.09%, well above regulatory minimums. NPL ratio: 0.07% · Texas Ratio: 0.38%. Operates 2 domestic branches.

Assets
$58M
Deposits
$48M
Loans
$36M
Equity
$6M

Profitability

Return on Assets (ROA)1.02%
Return on Equity (ROE)10.34%
Net Interest Margin3.63%
Yield on Assets5.53%
Cost of Funds1.96%

Asset Quality

NPL Ratio0.07%
Net Charge-Off Ratio-0.01%
Texas Ratio0.38%
NPA Ratio0.04%
ACL / Loans1.08%

Capital & Liquidity

CET1 Ratio10.09%
Tier 1 Capital10.09%
Total Capital Ratio10.59%
Leverage Ratio11.25%
Loan-to-Deposit75.74%

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