BANKHOMETOWN

OXFORD, MA | Large | Est. Jan. 1, 1889, midnight | FDIC #26523 | RSSD #1004470 | FED
Latest Report: 2025-12-31

BANKHOMETOWN is aln large FDIC-insured commercial bank headquartered in OXFORD, MA, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.3B. Profitability stands at 0.70% ROA and 5.96% ROE, with a net interest margin of 3.96%. The bank's CET1 capital ratio is 13.85%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.60% and a Texas Ratio of 16.43%. FDIC Certificate #26523.

Assets

$1.6B

Deposits

$1.3B

Loans

$1.3B

Equity

$187M

Profitability

Return on Assets (ROA) 0.70%
Return on Equity (ROE) 5.96%
Net Interest Margin (NIM) 3.96%
Yield on Assets 5.48%
Cost of Funds 2.53%

Asset Quality

NPL Ratio 2.60%
Net Charge-Off Ratio 0.00%
Texas Ratio 16.43%
NPA Ratio 2.13%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 13.85%
Tier 1 Capital 13.85%
Total Capital Ratio 15.10%
Leverage Ratio 11.15%
Loan-to-Deposit 96.44%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required