DEARBORN FEDERAL SAVINGS BANK

DEARBORN, MI | Small | Est. Jan. 1, 1936, midnight | FDIC #29874 | RSSD #1005075 | OCC
Latest Report: 2025-12-31

DEARBORN FEDERAL SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in DEARBORN, MI, established in Jan. 1, 1936, midnight. As of 2025-12-31, the bank reported total assets of $289M and total deposits of $183M. Profitability stands at -0.49% ROA and -1.82% ROE, with a net interest margin of 2.85%. The bank's CET1 capital ratio is 26.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.61% and a Texas Ratio of 1.57%. FDIC Certificate #29874.

Assets

$289M

Deposits

$183M

Loans

$202M

Equity

$77M

Profitability

Return on Assets (ROA) -0.49%
Return on Equity (ROE) -1.82%
Net Interest Margin (NIM) 2.85%
Yield on Assets 4.35%
Cost of Funds 1.89%

Asset Quality

NPL Ratio 0.61%
Net Charge-Off Ratio --
Texas Ratio 1.57%
NPA Ratio 0.43%
ACL / Loans 0.81%

Capital & Liquidity

CET1 Ratio 26.74%
Tier 1 Capital 26.74%
Total Capital Ratio 28.07%
Leverage Ratio 26.60%
Loan-to-Deposit 109.99%

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