VALLEY STATE BANK, THE

VALLEY STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in BELLE PLAINE, KS, established in Jan. 1, 1897, midnight. As of 2025-12-31, the bank reported total assets of $195M and total deposits of $166M. Profitability stands at 0.59% ROA and 4.98% ROE, with a net interest margin of 4.57%. The bank's CET1 capital ratio is 11.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 1.27%. FDIC Certificate #15038.