FARMERS STATE BANK

MARION, IA | Large | Est. Aug. 27, 1927, midnight | FDIC #14209 | RSSD #1006148 | FDIC
Latest Report: 2025-12-31

FARMERS STATE BANK is aln large FDIC-insured commercial bank headquartered in MARION, IA, established in Aug. 27, 1927, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $911M. Profitability stands at 1.79% ROA and 13.17% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 13.51%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 0.84%. FDIC Certificate #14209.

Assets

$1.1B

Deposits

$911M

Loans

$847M

Equity

$151M

Profitability

Return on Assets (ROA) 1.79%
Return on Equity (ROE) 13.17%
Net Interest Margin (NIM) 3.71%
Yield on Assets 5.78%
Cost of Funds 2.26%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.84%
NPA Ratio 0.12%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 13.51%
Tier 1 Capital 13.51%
Total Capital Ratio 14.18%
Leverage Ratio 13.92%
Loan-to-Deposit 92.88%

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