BANK STAR

PACIFIC, MO | Small | Est. Jan. 15, 1975, midnight | FDIC #21897 | RSSD #1006559 | FDIC
Latest Report: 2025-12-31

BANK STAR is asn small FDIC-insured commercial bank headquartered in PACIFIC, MO, established in Jan. 15, 1975, midnight. As of 2025-12-31, the bank reported total assets of $194M and total deposits of $176M. Profitability stands at 1.38% ROA and 16.31% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 12.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.53%. FDIC Certificate #21897.

Assets

$194M

Deposits

$176M

Loans

$145M

Equity

$17M

Profitability

Return on Assets (ROA) 1.38%
Return on Equity (ROE) 16.31%
Net Interest Margin (NIM) 4.16%
Yield on Assets 5.89%
Cost of Funds 1.76%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.53%
NPA Ratio 0.05%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 12.17%
Tier 1 Capital 12.17%
Total Capital Ratio 13.42%
Leverage Ratio 8.42%
Loan-to-Deposit 82.15%

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