FRANKLIN STATE BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in WINNSBORO, LA, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $235M and total deposits of $212M. Profitability stands at 0.90% ROA and 9.06% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 22.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.70%. FDIC Certificate #11792.
Assets
$235M
Deposits
$212M
Loans
$109M
Equity
$21M
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