CENTRAL BANK & TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in LEXINGTON, KY, established in April 15, 1938, midnight. As of 2025-12-31, the bank reported total assets of $3.9B and total deposits of $3.1B. Profitability stands at 1.00% ROA and 8.24% ROE, with a net interest margin of 4.08%. The bank's CET1 capital ratio is 14.80%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 0.92%. FDIC Certificate #15815.
Assets
$3.9B
Deposits
$3.1B
Loans
$2.9B
Equity
$482M
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