TPNB BANK

PARIS, MO | Small | Est. Oct. 1, 1865, midnight | FDIC #4556 | RSSD #1007051 | FED
Latest Report: 2025-12-31

TPNB BANK is asn small FDIC-insured commercial bank headquartered in PARIS, MO, established in Oct. 1, 1865, midnight. As of 2025-12-31, the bank reported total assets of $118M and total deposits of $99M. Profitability stands at 0.69% ROA and 5.41% ROE, with a net interest margin of 3.31%. The bank's CET1 capital ratio is 17.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #4556.

Assets

$118M

Deposits

$99M

Loans

$68M

Equity

$15M

Profitability

Return on Assets (ROA) 0.69%
Return on Equity (ROE) 5.41%
Net Interest Margin (NIM) 3.31%
Yield on Assets 5.09%
Cost of Funds 1.90%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 17.36%
Tier 1 Capital 17.36%
Total Capital Ratio 18.21%
Leverage Ratio 15.06%
Loan-to-Deposit 69.04%

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