FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN

NEWTOWN, PA | Large | Est. Feb. 25, 1864, midnight | FDIC #7658 | RSSD #1007417 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK & TRUST COMPANY OF NEWTOWN is aln large FDIC-insured commercial bank headquartered in NEWTOWN, PA, established in Feb. 25, 1864, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $957M. Profitability stands at 1.17% ROA and 13.41% ROE, with a net interest margin of 3.36%. The bank's CET1 capital ratio is 26.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #7658.

Assets

$1.1B

Deposits

$957M

Loans

$505M

Equity

$105M

Profitability

Return on Assets (ROA) 1.17%
Return on Equity (ROE) 13.41%
Net Interest Margin (NIM) 3.36%
Yield on Assets 3.69%
Cost of Funds 0.41%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.72%

Capital & Liquidity

CET1 Ratio 26.81%
Tier 1 Capital 26.81%
Total Capital Ratio 27.57%
Leverage Ratio 12.76%
Loan-to-Deposit 52.77%

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