BARWICK BANKING COMPANY

BARWICK, GA | Medium | Est. Jan. 1, 1934, midnight | FDIC #22205 | RSSD #1007734 | FDIC
Latest Report: 2025-12-31

BARWICK BANKING COMPANY is amn medium FDIC-insured commercial bank headquartered in BARWICK, GA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $728M and total deposits of $590M. Profitability stands at 0.86% ROA and 10.22% ROE, with a net interest margin of 4.02%. The bank's CET1 capital ratio is 9.50%. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 2.01%. FDIC Certificate #22205.

Assets

$728M

Deposits

$590M

Loans

$618M

Equity

$62M

Profitability

Return on Assets (ROA) 0.86%
Return on Equity (ROE) 10.22%
Net Interest Margin (NIM) 4.02%
Yield on Assets 6.81%
Cost of Funds 2.82%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio 0.03%
Texas Ratio 2.01%
NPA Ratio 0.19%
ACL / Loans 0.99%

Capital & Liquidity

CET1 Ratio 9.50%
Tier 1 Capital 9.50%
Total Capital Ratio 10.51%
Leverage Ratio 8.73%
Loan-to-Deposit 104.63%

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