ARCADIAN BANK

HARTLAND, MN | Small | Est. Feb. 19, 1912, midnight | FDIC #10561 | RSSD #1007752 | FDIC
Latest Report: 2025-12-31

ARCADIAN BANK is asn small FDIC-insured commercial bank headquartered in HARTLAND, MN, established in Feb. 19, 1912, midnight. As of 2025-12-31, the bank reported total assets of $237M and total deposits of $200M. Profitability stands at 1.97% ROA and 16.88% ROE, with a net interest margin of 4.53%. The bank's CET1 capital ratio is 10.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.58%. FDIC Certificate #10561.

Assets

$237M

Deposits

$200M

Loans

$183M

Equity

$28M

Profitability

Return on Assets (ROA) 1.97%
Return on Equity (ROE) 16.88%
Net Interest Margin (NIM) 4.53%
Yield on Assets 6.42%
Cost of Funds 1.98%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.58%
NPA Ratio 0.07%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 10.66%
Tier 1 Capital 10.66%
Total Capital Ratio 11.19%
Leverage Ratio 11.86%
Loan-to-Deposit 91.58%

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