FIDELITY DEPOSIT AND DISCOUNT BANK, THE

DUNMORE, PA | Large | Est. May 11, 1903, midnight | FDIC #11868 | RSSD #1007819 | FDIC
Latest Report: 2025-12-31

FIDELITY DEPOSIT AND DISCOUNT BANK, THE is aln large FDIC-insured commercial bank headquartered in DUNMORE, PA, established in May 11, 1903, midnight. As of 2025-12-31, the bank reported total assets of $2.7B and total deposits of $2.5B. Profitability stands at 1.21% ROA and 14.17% ROE, with a net interest margin of 3.15%. The bank's CET1 capital ratio is 13.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.86%. FDIC Certificate #11868.

Assets

$2.7B

Deposits

$2.5B

Loans

$1.9B

Equity

$239M

Profitability

Return on Assets (ROA) 1.21%
Return on Equity (ROE) 14.17%
Net Interest Margin (NIM) 3.15%
Yield on Assets 5.02%
Cost of Funds 3.79%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.86%
NPA Ratio 0.08%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 13.65%
Tier 1 Capital 13.65%
Total Capital Ratio 14.78%
Leverage Ratio 9.34%
Loan-to-Deposit 77.48%

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