IROQUOIS FARMERS STATE BANK

IROQUOIS, IL | Small | Est. Jan. 1, 1919, midnight | FDIC #11746 | RSSD #1007930 | FDIC
Latest Report: 2025-12-31

IROQUOIS FARMERS STATE BANK is asn small FDIC-insured commercial bank headquartered in IROQUOIS, IL, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $168M and total deposits of $150M. Profitability stands at 1.46% ROA and 17.37% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 12.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.50% and a Texas Ratio of 3.67%. FDIC Certificate #11746.

Assets

$168M

Deposits

$150M

Loans

$105M

Equity

$15M

Profitability

Return on Assets (ROA) 1.46%
Return on Equity (ROE) 17.37%
Net Interest Margin (NIM) 3.94%
Yield on Assets 5.52%
Cost of Funds 1.62%

Asset Quality

NPL Ratio 0.50%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.67%
NPA Ratio 0.33%
ACL / Loans 0.42%

Capital & Liquidity

CET1 Ratio 12.67%
Tier 1 Capital 12.67%
Total Capital Ratio 13.06%
Leverage Ratio 8.33%
Loan-to-Deposit 70.21%

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