CLARKSON BANK

CLARKSON, NE | Micro | Est. May 17, 1934, midnight | FDIC #14581 | RSSD #1007958 | FDIC
Latest Report: 2025-12-31

CLARKSON BANK is amn micro FDIC-insured commercial bank headquartered in CLARKSON, NE, established in May 17, 1934, midnight. As of 2025-12-31, the bank reported total assets of $79M and total deposits of $61M. Profitability stands at 1.22% ROA and 11.75% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 10.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.22% and a Texas Ratio of 1.12%. FDIC Certificate #14581. The institution operates 1 domestic branch.

Assets

$79M

Deposits

$61M

Loans

$44M

Equity

$8M

Profitability

Return on Assets (ROA) 1.22%
Return on Equity (ROE) 11.75%
Net Interest Margin (NIM) 3.60%
Yield on Assets 5.49%
Cost of Funds 2.34%

Asset Quality

NPL Ratio 0.22%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.12%
NPA Ratio 0.13%
ACL / Loans 2.02%

Capital & Liquidity

CET1 Ratio 10.10%
Tier 1 Capital 10.10%
Total Capital Ratio 10.60%
Leverage Ratio 11.25%
Loan-to-Deposit 72.50%

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