HADDON SAVINGS BANK

HADDON HEIGHTS, NJ | Small | Est. Jan. 1, 1905, midnight | FDIC #28222 | RSSD #1008076 | FDIC
Latest Report: 2025-12-31

HADDON SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in HADDON HEIGHTS, NJ, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $407M and total deposits of $350M. Profitability stands at -0.23% ROA and -3.87% ROE, with a net interest margin of 1.63%. The bank's CET1 capital ratio is 13.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.78%. FDIC Certificate #28222.

Assets

$407M

Deposits

$350M

Loans

$253M

Equity

$25M

Profitability

Return on Assets (ROA) -0.23%
Return on Equity (ROE) -3.87%
Net Interest Margin (NIM) 1.63%
Yield on Assets 4.67%
Cost of Funds 2.99%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.05%
Texas Ratio 1.78%
NPA Ratio 0.11%
ACL / Loans 0.54%

Capital & Liquidity

CET1 Ratio 13.59%
Tier 1 Capital 13.59%
Total Capital Ratio 14.16%
Leverage Ratio 8.66%
Loan-to-Deposit 72.34%

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