NATIONAL IRON BANK, THE

SALISBURY, CT | Small | Est. Aug. 17, 1847, midnight | FDIC #2496 | RSSD #1008209 | OCC
Latest Report: 2025-12-31

NATIONAL IRON BANK, THE is asn small FDIC-insured commercial bank headquartered in SALISBURY, CT, established in Aug. 17, 1847, midnight. As of 2025-12-31, the bank reported total assets of $335M and total deposits of $290M. Profitability stands at 0.30% ROA and 3.97% ROE, with a net interest margin of 3.02%. The bank's CET1 capital ratio is 15.97%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #2496.

Assets

$335M

Deposits

$290M

Loans

$261M

Equity

$25M

Profitability

Return on Assets (ROA) 0.30%
Return on Equity (ROE) 3.97%
Net Interest Margin (NIM) 3.02%
Yield on Assets 4.70%
Cost of Funds 1.63%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.47%

Capital & Liquidity

CET1 Ratio 15.97%
Tier 1 Capital 15.97%
Total Capital Ratio 16.77%
Leverage Ratio 8.29%
Loan-to-Deposit 90.00%

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