COMMERCIAL BANK OF MOTT

MOTT, ND | Small | Est. June 12, 1940, midnight | FDIC #15741 | RSSD #1008553 | FDIC
Latest Report: 2025-12-31

COMMERCIAL BANK OF MOTT is asn small FDIC-insured commercial bank headquartered in MOTT, ND, established in June 12, 1940, midnight. As of 2025-12-31, the bank reported total assets of $138M and total deposits of $113M. Profitability stands at 1.34% ROA and 10.91% ROE, with a net interest margin of 3.13%. The bank's CET1 capital ratio is 12.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15741.

Assets

$138M

Deposits

$113M

Loans

$102M

Equity

$18M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 10.91%
Net Interest Margin (NIM) 3.13%
Yield on Assets 5.55%
Cost of Funds 2.62%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 12.88%
Tier 1 Capital 12.88%
Total Capital Ratio 13.52%
Leverage Ratio 13.16%
Loan-to-Deposit 90.35%

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