READING CO-OPERATIVE BANK

READING CO-OPERATIVE BANK is aln large FDIC-insured commercial bank headquartered in READING, MA, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.1B. Profitability stands at 0.46% ROA and 7.61% ROE, with a net interest margin of 3.25%. The bank's CET1 capital ratio is 10.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.91% and a Texas Ratio of 10.75%. FDIC Certificate #26620.