VALLEY PREMIER BANK

HAWLEY, MN | Small | Est. Aug. 1, 1892, midnight | FDIC #11409 | RSSD #1008955 | FDIC
Latest Report: 2025-12-31

VALLEY PREMIER BANK is asn small FDIC-insured commercial bank headquartered in HAWLEY, MN, established in Aug. 1, 1892, midnight. As of 2025-12-31, the bank reported total assets of $147M and total deposits of $134M. Profitability stands at 1.15% ROA and 13.84% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 8.64%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11409.

Assets

$147M

Deposits

$134M

Loans

$88M

Equity

$13M

Profitability

Return on Assets (ROA) 1.15%
Return on Equity (ROE) 13.84%
Net Interest Margin (NIM) 3.71%
Yield on Assets 5.48%
Cost of Funds 1.78%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.89%

Capital & Liquidity

CET1 Ratio 8.64%
Tier 1 Capital 8.64%
Total Capital Ratio 9.07%
Leverage Ratio 10.23%
Loan-to-Deposit 65.67%

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