BTC BANK

BETHANY, MO | Large | Est. Sept. 19, 1919, midnight | FDIC #10618 | RSSD #1009242 | FDIC
Latest Report: 2025-12-31

BTC BANK is aln large FDIC-insured commercial bank headquartered in BETHANY, MO, established in Sept. 19, 1919, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.2B. Profitability stands at 1.34% ROA and 12.25% ROE, with a net interest margin of 4.69%. The bank's CET1 capital ratio is 9.74%. Asset quality metrics show a non-performing loan ratio of 0.77% and a Texas Ratio of 5.31%. FDIC Certificate #10618.

Assets

$1.6B

Deposits

$1.2B

Loans

$1.3B

Equity

$168M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 12.25%
Net Interest Margin (NIM) 4.69%
Yield on Assets 7.03%
Cost of Funds 3.14%

Asset Quality

NPL Ratio 0.77%
Net Charge-Off Ratio 0.01%
Texas Ratio 5.31%
NPA Ratio 0.62%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 9.74%
Tier 1 Capital 9.74%
Total Capital Ratio 10.22%
Leverage Ratio 11.06%
Loan-to-Deposit 108.19%

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