MAYNARD SAVINGS BANK

MAYNARD, IA | Small | Est. Jan. 1, 1895, midnight | FDIC #13736 | RSSD #1009840 | FDIC
Latest Report: 2025-12-31

MAYNARD SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in MAYNARD, IA, established in Jan. 1, 1895, midnight. As of 2025-12-31, the bank reported total assets of $111M and total deposits of $91M. Profitability stands at 1.07% ROA and 9.25% ROE, with a net interest margin of 2.76%. The bank's CET1 capital ratio is 11.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 3.12%. FDIC Certificate #13736. The institution operates 1 domestic branch.

Assets

$111M

Deposits

$91M

Loans

$49M

Equity

$13M

Profitability

Return on Assets (ROA) 1.07%
Return on Equity (ROE) 9.25%
Net Interest Margin (NIM) 2.76%
Yield on Assets 4.74%
Cost of Funds 2.48%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.09%
Texas Ratio 3.12%
NPA Ratio 0.40%
ACL / Loans 1.91%

Capital & Liquidity

CET1 Ratio 11.88%
Tier 1 Capital 11.88%
Total Capital Ratio 12.47%
Leverage Ratio 14.79%
Loan-to-Deposit 54.52%

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