MOUNTAIN VALLEY BANK, N.A. is asn small FDIC-insured commercial bank headquartered in ELKINS, WV, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $199M and total deposits of $173M. Profitability stands at 1.51% ROA and 12.16% ROE, with a net interest margin of 4.77%. The bank's CET1 capital ratio is 12.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 1.44%. FDIC Certificate #6786.
Assets
$199M
Deposits
$173M
Loans
$123M
Equity
$25M
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