CITY NATIONAL BANK OF WEST VIRGINIA

CHARLESTON, WV | Large | Est. April 1, 1957, midnight | FDIC #17735 | RSSD #1011526 | OCC
Latest Report: 2025-12-31

CITY NATIONAL BANK OF WEST VIRGINIA is aln large FDIC-insured commercial bank headquartered in CHARLESTON, WV, established in April 1, 1957, midnight. As of 2025-12-31, the bank reported total assets of $6.7B and total deposits of $5.4B. Profitability stands at 1.93% ROA and 18.47% ROE, with a net interest margin of 3.93%. The bank's CET1 capital ratio is 13.42%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.11%. FDIC Certificate #17735.

Assets

$6.7B

Deposits

$5.4B

Loans

$4.5B

Equity

$657M

Profitability

Return on Assets (ROA) 1.93%
Return on Equity (ROE) 18.47%
Net Interest Margin (NIM) 3.93%
Yield on Assets 5.29%
Cost of Funds 1.87%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.11%
NPA Ratio 0.21%
ACL / Loans 0.44%

Capital & Liquidity

CET1 Ratio 13.42%
Tier 1 Capital 13.42%
Total Capital Ratio 13.88%
Leverage Ratio 8.68%
Loan-to-Deposit 82.70%

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