BanksCITY NATIONAL BANK OF WEST VIRGINIA

CITY NATIONAL BANK OF WEST VIRGINIA

CHARLESTON, WVLargeEst. April 1, 1957, midnightFDIC #17735RSSD #1011526OCC
Latest · 2025-12-31

CITY NATIONAL BANK OF WEST VIRGINIA is an FDIC-insured commercial bank headquartered in CHARLESTON, WV, established in April 1, 1957, midnight. As of 2025-12-31, the bank reported total assets of $6.7B and total deposits of $5.4B. Profitability stands at 1.93% ROA and 18.47% ROE, with a net interest margin of 3.93%. CET1 capital ratio: 13.42%, well above regulatory minimums. NPL ratio: 0.31% · Texas Ratio: 2.11%. Operates 96 domestic branches.

Assets
$6.7B
Deposits
$5.4B
Loans
$4.5B
Equity
$657M

Profitability

Return on Assets (ROA)1.93%
Return on Equity (ROE)18.47%
Net Interest Margin3.93%
Yield on Assets5.29%
Cost of Funds1.51%

Asset Quality

NPL Ratio0.31%
Net Charge-Off Ratio0.01%
Texas Ratio2.11%
NPA Ratio0.21%
ACL / Loans0.44%

Capital & Liquidity

CET1 Ratio13.42%
Tier 1 Capital13.42%
Total Capital Ratio13.88%
Leverage Ratio8.68%
Loan-to-Deposit82.70%

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