PRIMESOUTH BANK

BLACKSHEAR, GA | Large | Est. Jan. 1, 1891, midnight | FDIC #5694 | RSSD #1011638 | FDIC
Latest Report: 2025-12-31

PRIMESOUTH BANK is aln large FDIC-insured commercial bank headquartered in BLACKSHEAR, GA, established in Jan. 1, 1891, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 2.01% ROA and 18.63% ROE, with a net interest margin of 4.96%. The bank's CET1 capital ratio is 14.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.72% and a Texas Ratio of 5.04%. FDIC Certificate #5694.

Assets

$1.5B

Deposits

$1.3B

Loans

$1.2B

Equity

$161M

Profitability

Return on Assets (ROA) 2.01%
Return on Equity (ROE) 18.63%
Net Interest Margin (NIM) 4.96%
Yield on Assets 6.73%
Cost of Funds 3.15%

Asset Quality

NPL Ratio 0.72%
Net Charge-Off Ratio 0.01%
Texas Ratio 5.04%
NPA Ratio 0.61%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 14.66%
Tier 1 Capital 14.66%
Total Capital Ratio 15.91%
Leverage Ratio 11.71%
Loan-to-Deposit 96.30%

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