VERSABANK USA, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in HOLDINGFORD, MN, established in Oct. 10, 1910, midnight. As of 2025-12-31, the bank reported total assets of $748M and total deposits of $532M. Profitability stands at 1.54% ROA and 4.44% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 43.87%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.05%. FDIC Certificate #10160.
Assets
$748M
Deposits
$532M
Loans
$388M
Equity
$183M
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