FIRST STATE BANK AND TRUST COMPANY

FIRST STATE BANK AND TRUST COMPANY is amn medium FDIC-insured commercial bank headquartered in CARTHAGE, TX, established in Feb. 27, 1902, midnight. As of 2025-12-31, the bank reported total assets of $542M and total deposits of $483M. Profitability stands at 0.69% ROA and 6.82% ROE, with a net interest margin of 2.73%. The bank's CET1 capital ratio is 10.08%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.02% and a Texas Ratio of 6.51%. FDIC Certificate #11559.