ROLETTE STATE BANK

ROLETTE, ND | Micro | Est. Jan. 1, 1928, midnight | FDIC #9120 | RSSD #1012457 | FDIC
Latest Report: 2025-12-31

ROLETTE STATE BANK is amn micro FDIC-insured commercial bank headquartered in ROLETTE, ND, established in Jan. 1, 1928, midnight. As of 2025-12-31, the bank reported total assets of $49M and total deposits of $44M. Profitability stands at -0.30% ROA and -2.86% ROE, with a net interest margin of 5.00%. The bank's CET1 capital ratio is 10.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.22%. FDIC Certificate #9120.

Assets

$49M

Deposits

$44M

Loans

$35M

Equity

$5M

Profitability

Return on Assets (ROA) -0.30%
Return on Equity (ROE) -2.86%
Net Interest Margin (NIM) 5.00%
Yield on Assets 6.69%
Cost of Funds 2.26%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.22%
NPA Ratio 0.02%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 10.10%
Tier 1 Capital 10.10%
Total Capital Ratio 10.60%
Leverage Ratio 10.10%
Loan-to-Deposit 79.27%

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