BanksROLETTE STATE BANK

ROLETTE STATE BANK

ROLETTE, NDMicroEst. Jan. 1, 1928, midnightFDIC #9120RSSD #1012457FDIC
Latest · 2025-12-31

ROLETTE STATE BANK is an FDIC-insured commercial bank headquartered in ROLETTE, ND, established in Jan. 1, 1928, midnight. As of 2025-12-31, the bank reported total assets of $49M and total deposits of $44M. Profitability stands at -0.30% ROA and -2.86% ROE, with a net interest margin of 5.00%. CET1 capital ratio: 10.10%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 0.22%. Operates 1 domestic branch.

Assets
$49M
Deposits
$44M
Loans
$35M
Equity
$5M

Profitability

Return on Assets (ROA)-0.30%
Return on Equity (ROE)-2.86%
Net Interest Margin5.00%
Yield on Assets6.69%
Cost of Funds1.75%

Asset Quality

NPL Ratio0.03%
Net Charge-Off Ratio0.07%
Texas Ratio0.22%
NPA Ratio0.02%
ACL / Loans1.07%

Capital & Liquidity

CET1 Ratio10.10%
Tier 1 Capital10.10%
Total Capital Ratio10.60%
Leverage Ratio10.10%
Loan-to-Deposit79.27%

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