ONELOCAL BANK

NORWOOD, MA | Large | Est. Jan. 1, 1889, midnight | FDIC #26555 | RSSD #1013070 | FDIC
Latest Report: 2025-12-31

ONELOCAL BANK is aln large FDIC-insured commercial bank headquartered in NORWOOD, MA, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $831M. Profitability stands at 1.12% ROA and 8.25% ROE, with a net interest margin of 3.75%. The bank's CET1 capital ratio is 13.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.29%. FDIC Certificate #26555.

Assets

$1.0B

Deposits

$831M

Loans

$889M

Equity

$142M

Profitability

Return on Assets (ROA) 1.12%
Return on Equity (ROE) 8.25%
Net Interest Margin (NIM) 3.75%
Yield on Assets 6.25%
Cost of Funds 2.69%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.29%
NPA Ratio 0.04%
ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 13.22%
Tier 1 Capital 13.22%
Total Capital Ratio 13.88%
Leverage Ratio 13.49%
Loan-to-Deposit 107.04%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required