CAPRA BANK

DUBUQUE, IA | Medium | Est. Jan. 21, 1946, midnight | FDIC #16363 | RSSD #1013744 | FDIC
Latest Report: 2025-12-31

CAPRA BANK is amn medium FDIC-insured commercial bank headquartered in DUBUQUE, IA, established in Jan. 21, 1946, midnight. As of 2025-12-31, the bank reported total assets of $978M and total deposits of $883M. Profitability stands at 0.87% ROA and 12.39% ROE, with a net interest margin of 3.55%. The bank's CET1 capital ratio is 11.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #16363.

Assets

$978M

Deposits

$883M

Loans

$464M

Equity

$71M

Profitability

Return on Assets (ROA) 0.87%
Return on Equity (ROE) 12.39%
Net Interest Margin (NIM) 3.55%
Yield on Assets 6.72%
Cost of Funds 3.12%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 11.13%
Tier 1 Capital 11.13%
Total Capital Ratio 11.97%
Leverage Ratio 6.34%
Loan-to-Deposit 52.57%

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