CEDAR VALLEY BANK & TRUST

LA PORTE CITY, IA | Small | Est. July 6, 1906, midnight | FDIC #14694 | RSSD #1014246 | FDIC
Latest Report: 2025-12-31

CEDAR VALLEY BANK & TRUST is asn small FDIC-insured commercial bank headquartered in LA PORTE CITY, IA, established in July 6, 1906, midnight. As of 2025-12-31, the bank reported total assets of $121M and total deposits of $109M. Profitability stands at 0.73% ROA and 8.14% ROE, with a net interest margin of 4.66%. The bank's CET1 capital ratio is 12.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.92% and a Texas Ratio of 8.95%. FDIC Certificate #14694.

Assets

$121M

Deposits

$109M

Loans

$113M

Equity

$11M

Profitability

Return on Assets (ROA) 0.73%
Return on Equity (ROE) 8.14%
Net Interest Margin (NIM) 4.66%
Yield on Assets 6.28%
Cost of Funds 1.75%

Asset Quality

NPL Ratio 0.92%
Net Charge-Off Ratio 0.08%
Texas Ratio 8.95%
NPA Ratio 0.86%
ACL / Loans 0.74%

Capital & Liquidity

CET1 Ratio 12.11%
Tier 1 Capital 12.11%
Total Capital Ratio 13.04%
Leverage Ratio 8.83%
Loan-to-Deposit 103.42%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required