STATE BANK OF JEFFERS

JEFFERS, MN | Micro | Est. June 27, 1900, midnight | FDIC #10200 | RSSD #1014255 | FDIC
Latest Report: 2025-12-31

STATE BANK OF JEFFERS is amn micro FDIC-insured commercial bank headquartered in JEFFERS, MN, established in June 27, 1900, midnight. As of 2025-12-31, the bank reported total assets of $38M and total deposits of $32M. Profitability stands at 1.20% ROA and 8.94% ROE, with a net interest margin of 4.78%. The bank's CET1 capital ratio is 19.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10200.

Assets

$38M

Deposits

$32M

Loans

$20M

Equity

$5M

Profitability

Return on Assets (ROA) 1.20%
Return on Equity (ROE) 8.94%
Net Interest Margin (NIM) 4.78%
Yield on Assets 5.94%
Cost of Funds 1.88%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 19.04%
Tier 1 Capital 19.04%
Total Capital Ratio 20.00%
Leverage Ratio 12.86%
Loan-to-Deposit 61.85%

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