AMERICAN EXCHANGE BANK

ELMWOOD, NE | Micro | Est. July 13, 1889, midnight | FDIC #10647 | RSSD #1014451 | FED
Latest Report: 2025-12-31

AMERICAN EXCHANGE BANK is amn micro FDIC-insured commercial bank headquartered in ELMWOOD, NE, established in July 13, 1889, midnight. As of 2025-12-31, the bank reported total assets of $70M and total deposits of $56M. Profitability stands at 0.73% ROA and 7.33% ROE, with a net interest margin of 4.56%. The bank's CET1 capital ratio is 8.53%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10647.

Assets

$70M

Deposits

$56M

Loans

$51M

Equity

$6M

Profitability

Return on Assets (ROA) 0.73%
Return on Equity (ROE) 7.33%
Net Interest Margin (NIM) 4.56%
Yield on Assets 6.25%
Cost of Funds 2.21%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.03%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 8.53%
Tier 1 Capital 8.53%
Total Capital Ratio 8.96%
Leverage Ratio 9.13%
Loan-to-Deposit 89.96%

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