NEW ERA BANK

FREDERICKTOWN, MO | Small | Est. Jan. 1, 1934, midnight | FDIC #14546 | RSSD #1014657 | FDIC
Latest Report: 2025-12-31

NEW ERA BANK is asn small FDIC-insured commercial bank headquartered in FREDERICKTOWN, MO, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $439M and total deposits of $374M. Profitability stands at 2.68% ROA and 19.04% ROE, with a net interest margin of 4.32%. The bank's CET1 capital ratio is 12.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.77% and a Texas Ratio of 2.97%. FDIC Certificate #14546.

Assets

$439M

Deposits

$374M

Loans

$256M

Equity

$63M

Profitability

Return on Assets (ROA) 2.68%
Return on Equity (ROE) 19.04%
Net Interest Margin (NIM) 4.32%
Yield on Assets 5.55%
Cost of Funds 1.31%

Asset Quality

NPL Ratio 0.77%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.97%
NPA Ratio 0.45%
ACL / Loans 1.48%

Capital & Liquidity

CET1 Ratio 12.86%
Tier 1 Capital 12.86%
Total Capital Ratio 13.50%
Leverage Ratio 13.48%
Loan-to-Deposit 68.31%

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