HOME BANK SB

MARTINSVILLE, IN | Small | Est. Jan. 1, 1890, midnight | FDIC #29881 | RSSD #1015270 | OCC
Latest Report: 2025-12-31

HOME BANK SB is asn small FDIC-insured commercial bank headquartered in MARTINSVILLE, IN, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $433M and total deposits of $361M. Profitability stands at 0.81% ROA and 9.49% ROE, with a net interest margin of 3.54%. The bank's CET1 capital ratio is 8.72%. Asset quality metrics show a non-performing loan ratio of 0.67% and a Texas Ratio of 4.23%. FDIC Certificate #29881.

Assets

$433M

Deposits

$361M

Loans

$258M

Equity

$38M

Profitability

Return on Assets (ROA) 0.81%
Return on Equity (ROE) 9.49%
Net Interest Margin (NIM) 3.54%
Yield on Assets 4.89%
Cost of Funds 1.37%

Asset Quality

NPL Ratio 0.67%
Net Charge-Off Ratio 0.00%
Texas Ratio 4.23%
NPA Ratio 0.40%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 8.72%
Tier 1 Capital 8.72%
Total Capital Ratio 9.15%
Leverage Ratio 12.26%
Loan-to-Deposit 71.53%

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