GLOBAL INNOVATIONS BANK

KIESTER, MN | Small | Est. Jan. 1, 1889, midnight | FDIC #5175 | RSSD #1015458 | FDIC
Latest Report: 2025-12-31

GLOBAL INNOVATIONS BANK is asn small FDIC-insured commercial bank headquartered in KIESTER, MN, established in Jan. 1, 1889, midnight. As of 2025-12-31, the bank reported total assets of $118M and total deposits of $109M. Profitability stands at 0.53% ROA and 6.68% ROE, with a net interest margin of 2.36%. The bank's CET1 capital ratio is 13.38%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #5175.

Assets

$118M

Deposits

$109M

Loans

$58M

Equity

$9M

Profitability

Return on Assets (ROA) 0.53%
Return on Equity (ROE) 6.68%
Net Interest Margin (NIM) 2.36%
Yield on Assets 4.63%
Cost of Funds 2.28%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 13.38%
Tier 1 Capital 13.38%
Total Capital Ratio 14.21%
Leverage Ratio 8.61%
Loan-to-Deposit 53.21%

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