INDUSTRIAL AND COMMERCIAL BANK OF CHINA (USA), NATIONAL ASSOCIATION

NEW YORK, NY | Large | Est. Feb. 14, 1983, midnight | FDIC #24387 | RSSD #1015560 | OCC
Latest Report: 2025-12-31

INDUSTRIAL AND COMMERCIAL BANK OF CHINA (USA), NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in NEW YORK, NY, established in Feb. 14, 1983, midnight. As of 2025-12-31, the bank reported total assets of $2.9B and total deposits of $2.2B. Profitability stands at 0.62% ROA and 3.74% ROE, with a net interest margin of 3.16%. The bank's CET1 capital ratio is 17.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.33% and a Texas Ratio of 23.29%. FDIC Certificate #24387.

Assets

$2.9B

Deposits

$2.2B

Loans

$2.7B

Equity

$489M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 3.74%
Net Interest Margin (NIM) 3.16%
Yield on Assets 5.81%
Cost of Funds 3.65%

Asset Quality

NPL Ratio 4.33%
Net Charge-Off Ratio 0.03%
Texas Ratio 23.29%
NPA Ratio 4.09%
ACL / Loans 0.76%

Capital & Liquidity

CET1 Ratio 17.06%
Tier 1 Capital 17.06%
Total Capital Ratio 17.79%
Leverage Ratio 16.74%
Loan-to-Deposit 123.90%

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