BanksGENERATIONS BANK

GENERATIONS BANK

EXETER, NEMicroEst. Jan. 1, 1934, midnightFDIC #14096RSSD #1016558FDIC
Latest · 2025-12-31

GENERATIONS BANK is an FDIC-insured commercial bank headquartered in EXETER, NE, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $62M and total deposits of $48M. Profitability stands at 0.78% ROA and 7.91% ROE, with a net interest margin of 3.85%. CET1 capital ratio: 8.76%. NPL ratio: 0.98% · Texas Ratio: 7.04%. Operates 1 domestic branch.

Assets
$62M
Deposits
$48M
Loans
$47M
Equity
$6M

Profitability

Return on Assets (ROA)0.78%
Return on Equity (ROE)7.91%
Net Interest Margin3.85%
Yield on Assets6.28%
Cost of Funds2.49%

Asset Quality

NPL Ratio0.98%
Net Charge-Off Ratio-0.02%
Texas Ratio7.04%
NPA Ratio0.74%
ACL / Loans1.37%

Capital & Liquidity

CET1 Ratio8.76%
Tier 1 Capital8.76%
Total Capital Ratio9.20%
Leverage Ratio9.95%
Loan-to-Deposit97.17%

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