ADIRONDACK BANK is amn medium FDIC-insured commercial bank headquartered in UTICA, NY, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $942M and total deposits of $848M. Profitability stands at 0.53% ROA and 6.97% ROE, with a net interest margin of 4.11%. The bank's CET1 capital ratio is 16.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.71% and a Texas Ratio of 5.58%. FDIC Certificate #28380.
Assets
$942M
Deposits
$848M
Loans
$624M
Equity
$75M
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