GREAT SOUTHERN BANK

MERIDIAN, MS | Small | Est. March 2, 1902, midnight | FDIC #8552 | RSSD #101738 | FED
Latest Report: 2025-12-31

GREAT SOUTHERN BANK is asn small FDIC-insured commercial bank headquartered in MERIDIAN, MS, established in March 2, 1902, midnight. As of 2025-12-31, the bank reported total assets of $331M and total deposits of $303M. Profitability stands at 0.71% ROA and 8.92% ROE, with a net interest margin of 3.42%. The bank's CET1 capital ratio is 20.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.13% and a Texas Ratio of 4.29%. FDIC Certificate #8552.

Assets

$331M

Deposits

$303M

Loans

$145M

Equity

$26M

Profitability

Return on Assets (ROA) 0.71%
Return on Equity (ROE) 8.92%
Net Interest Margin (NIM) 3.42%
Yield on Assets 4.45%
Cost of Funds 1.04%

Asset Quality

NPL Ratio 0.13%
Net Charge-Off Ratio 0.02%
Texas Ratio 4.29%
NPA Ratio 0.35%
ACL / Loans 0.65%

Capital & Liquidity

CET1 Ratio 20.12%
Tier 1 Capital 20.12%
Total Capital Ratio 20.71%
Leverage Ratio 9.83%
Loan-to-Deposit 47.87%

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