FIRST COMMUNITY BANK

LESTER PRAIRIE, MN | Micro | RSSD #1017555
Latest Report: 2025-12-31

FIRST COMMUNITY BANK is amn micro FDIC-insured commercial bank headquartered in LESTER PRAIRIE, MN. As of 2025-12-31, the bank reported total assets of $90M and total deposits of $79M. Profitability stands at 2.13% ROA and 18.32% ROE, with a net interest margin of 4.10%. The bank's CET1 capital ratio is 18.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%.

Assets

$90M

Deposits

$79M

Loans

$39M

Equity

$11M

Profitability

Return on Assets (ROA) 2.13%
Return on Equity (ROE) 18.32%
Net Interest Margin (NIM) 4.10%
Yield on Assets 5.15%
Cost of Funds 1.40%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.76%

Capital & Liquidity

CET1 Ratio 18.46%
Tier 1 Capital 18.46%
Total Capital Ratio 19.16%
Leverage Ratio 8.99%
Loan-to-Deposit 49.49%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required