BanksFIRST COMMUNITY BANK

FIRST COMMUNITY BANK

LESTER PRAIRIE, MNMicroRSSD #1017555
Latest · 2025-12-31

FIRST COMMUNITY BANK is an FDIC-insured commercial bank headquartered in LESTER PRAIRIE, MN. As of 2025-12-31, the bank reported total assets of $90M and total deposits of $79M. Profitability stands at 2.13% ROA and 18.32% ROE, with a net interest margin of 4.10%. CET1 capital ratio: 18.46%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$90M
Deposits
$79M
Loans
$39M
Equity
$11M

Profitability

Return on Assets (ROA)2.13%
Return on Equity (ROE)18.32%
Net Interest Margin4.10%
Yield on Assets5.15%
Cost of Funds1.10%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.76%

Capital & Liquidity

CET1 Ratio18.46%
Tier 1 Capital18.46%
Total Capital Ratio19.16%
Leverage Ratio8.99%
Loan-to-Deposit49.49%

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