COMMERCIAL STATE BANK is asn small FDIC-insured commercial bank headquartered in PALMER, TX, established in March 1, 1930, midnight. As of 2025-12-31, the bank reported total assets of $120M and total deposits of $108M. Profitability stands at 0.24% ROA and 2.46% ROE, with a net interest margin of 5.13%. The bank's CET1 capital ratio is 25.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.62% and a Texas Ratio of 23.55%. FDIC Certificate #10330.
Assets
$120M
Deposits
$108M
Loans
$44M
Equity
$12M
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