UNITED COMMUNITY BANK

GREENVILLE, SC | Regional | Est. March 1, 1950, midnight | FDIC #16889 | RSSD #1017939 | FED
Latest Report: 2025-12-31

UNITED COMMUNITY BANK is arn regional FDIC-insured commercial bank headquartered in GREENVILLE, SC, established in March 1, 1950, midnight. As of 2025-12-31, the bank reported total assets of $27.9B and total deposits of $24.1B. Profitability stands at 1.24% ROA and 10.24% ROE, with a net interest margin of 3.70%. The bank's CET1 capital ratio is 12.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 2.58%. FDIC Certificate #16889.

Assets

$27.9B

Deposits

$24.1B

Loans

$19.4B

Equity

$3.4B

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 10.24%
Net Interest Margin (NIM) 3.70%
Yield on Assets 5.37%
Cost of Funds 2.85%

Asset Quality

NPL Ratio 0.47%
Net Charge-Off Ratio 0.22%
Texas Ratio 2.58%
NPA Ratio 0.33%
ACL / Loans 1.08%

Capital & Liquidity

CET1 Ratio 12.34%
Tier 1 Capital 12.34%
Total Capital Ratio 13.37%
Leverage Ratio 9.42%
Loan-to-Deposit 80.48%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required