1ST SECURITY BANK OF WASHINGTON

MOUNTLAKE TERRACE, WA | Large | Est. April 1, 2004, midnight | FDIC #57633 | RSSD #1018927 | FDIC
Latest Report: 2025-12-31

1ST SECURITY BANK OF WASHINGTON is aln large FDIC-insured commercial bank headquartered in MOUNTLAKE TERRACE, WA, established in April 1, 2004, midnight. As of 2025-12-31, the bank reported total assets of $3.2B and total deposits of $2.7B. Profitability stands at 1.15% ROA and 10.54% ROE, with a net interest margin of 4.63%. The bank's CET1 capital ratio is 12.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.69% and a Texas Ratio of 4.91%. FDIC Certificate #57633.

Assets

$3.2B

Deposits

$2.7B

Loans

$2.7B

Equity

$350M

Profitability

Return on Assets (ROA) 1.15%
Return on Equity (ROE) 10.54%
Net Interest Margin (NIM) 4.63%
Yield on Assets 6.89%
Cost of Funds 3.33%

Asset Quality

NPL Ratio 0.69%
Net Charge-Off Ratio 0.33%
Texas Ratio 4.91%
NPA Ratio 0.59%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 12.73%
Tier 1 Capital 12.73%
Total Capital Ratio 13.96%
Leverage Ratio 10.96%
Loan-to-Deposit 100.28%

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