APEX BANKING COMPANY OF GEORGIA

CLEVELAND, GA | Micro | Est. July 16, 1907, midnight | FDIC #10074 | RSSD #102333 | FDIC
Latest Report: 2025-12-31

APEX BANKING COMPANY OF GEORGIA is amn micro FDIC-insured commercial bank headquartered in CLEVELAND, GA, established in July 16, 1907, midnight. As of 2025-12-31, the bank reported total assets of $77M and total deposits of $71M. Profitability stands at 0.68% ROA and 8.70% ROE, with a net interest margin of 4.71%. The bank's CET1 capital ratio is 7.59%. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.73%. FDIC Certificate #10074.

Assets

$77M

Deposits

$71M

Loans

$38M

Equity

$6M

Profitability

Return on Assets (ROA) 0.68%
Return on Equity (ROE) 8.70%
Net Interest Margin (NIM) 4.71%
Yield on Assets 5.91%
Cost of Funds 1.41%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.73%
NPA Ratio 0.06%
ACL / Loans 1.41%

Capital & Liquidity

CET1 Ratio 7.59%
Tier 1 Capital 7.59%
Total Capital Ratio 7.97%
Leverage Ratio 9.68%
Loan-to-Deposit 53.10%

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