RACCOON VALLEY BANK

PERRY, IA | Small | Est. Jan. 1, 1927, midnight | FDIC #245 | RSSD #102342 | FDIC
Latest Report: 2025-12-31

RACCOON VALLEY BANK is asn small FDIC-insured commercial bank headquartered in PERRY, IA, established in Jan. 1, 1927, midnight. As of 2025-12-31, the bank reported total assets of $473M and total deposits of $417M. Profitability stands at 0.17% ROA and 1.84% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 10.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 3.50%. FDIC Certificate #245.

Assets

$473M

Deposits

$417M

Loans

$373M

Equity

$44M

Profitability

Return on Assets (ROA) 0.17%
Return on Equity (ROE) 1.84%
Net Interest Margin (NIM) 3.91%
Yield on Assets 6.22%
Cost of Funds 2.36%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.32%
Texas Ratio 3.50%
NPA Ratio 0.36%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 10.91%
Tier 1 Capital 10.91%
Total Capital Ratio 12.13%
Leverage Ratio 9.12%
Loan-to-Deposit 89.43%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required