BANK OF ELK RIVER, THE

BANK OF ELK RIVER, THE is amn medium FDIC-insured commercial bank headquartered in ELK RIVER, MN, established in Jan. 1, 1885, midnight. As of 2025-12-31, the bank reported total assets of $718M and total deposits of $659M. Profitability stands at 1.04% ROA and 15.44% ROE, with a net interest margin of 3.78%. The bank's CET1 capital ratio is 14.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.25%. FDIC Certificate #1607.